OnPoint Private Wealth Coaching

Could You RetireEarlier Than You Think?

Discover how close you may be to making work optional.

Take the free 3-minute Scorecard and discover:

How close you really are to making work a choice, not a requirementThe factors quietly speeding up — or stalling — your timelineOpportunities hiding in plans built for “someday,” not soonerPersonalised results instantly, with zero sensitive financial info shared

Trusted by 3,500+ Canadians

Work Optional Score result of 84 on a phone screen

No Sensitive Financial Numbers or Personal Information is Shared

You’ve Done the Hard Part.But Is It Enough to Live The Lifestyle You Dream Of?

61% of Gen X Canadians think they have a savings problem. But they don’t!

They have a clarity problem.

You’ve done the responsible things — contributed, saved, planned. But somewhere along the way, “retirement” started to feel like a finish line you’re not sure you’ll reach.

Work Optional isn’t about quitting. It’s about reaching the point where work becomes a choice — whether that’s part-time, a pivot, or stepping away completely.

The question isn’t “can I retire?”

The question now is:

“Is my current strategy actually creating the freedom I’m working for?”

Created By Someone Who Made Work Optional At 49

24 Years Helping Canadians Navigate Lifestyle Design

Tyler Hoffman, FMA

Over the past two decades, I’ve reviewed hundreds of retirement plans, sat through thousands of client conversations, and helped Canadians work through one question:

“Am I actually closer to my dream lifestyle than I think?”

This scorecard was built from the patterns I’ve seen repeatedly over 24 years as a financial advisor.

It helps uncover the same gaps, assumptions, and opportunities that often determine whether retirement comes sooner, later, or with far more confidence.

I also made work optional myself at age 49, which means the ideas behind this scorecard aren’t just professional observations.

I’ve lived them.

Tyler Hoffman with his dog by a lake near Royal Bay, BC

What You’ll Discover

In Just 3 Minutes You’ll Uncover:

  • Whether your current strategy is helping or hurting your retirement timeline
  • The biggest opportunity hiding in your situation
  • Which assumptions may deserve a second look
  • The areas most likely to influence your ability to retire earlier
  • Personalised results delivered instantly
The Work Optional Score workbook beside a sample report spread showing where to focus and tips to improve

In Just 3 Minutes You'll Know More Than Most People Do About Their Future Lifestyle

Most Canadians are saving, investing, and hoping they're making progress.

The problem is they don’t know where they stand.

This free scorecard helps you benchmark your situation, uncover blind spots, and create a clearer path toward financial freedom.

What Other Canadians Are Saying About Their Score

Kevin D from Markham, ON

“For the first time, I stopped wondering if I was on track and started understanding what was actually possible.”

— Kevin D, Markham, ON
Angela M from Port Moody, BC

“I walked away with something I hadn't had in years: confidence that I was focusing on the right things.”

— Angela M, Port Moody, BC
Timothy S from Burnaby, BC

“The biggest surprise wasn't my score. It was realising I had more options than I thought.”

— Timothy S, Burnaby, BC

No Product Pitch. No Sales Pitch. Just Clarity.

This scorecard is not a recommendation to buy or sell an investment. It's not a pitch to make dramatic changes to your finances. And it's not another generic retirement calculator that asks for a few numbers and spits out an arbitrary retirement age.

It's a simple diagnostic designed to help you understand:

What's working.

What deserves another look.

And what may be standing between you and greater financial freedom.

All in approximately 3 minutes.

© 2026 OnPoint Private Wealth Coaching · The Work Optional Score is for educational purposes only and is not financial advice.

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